Harvey Nijjar

Harvey Nijjar is a British-Indian finance executive and entrepreneur with a background in senior financial roles at institutions including Aldermore, Barclays, Citi, and HSBC. His hands-on experience both within large financial institutions and managing his own small businesses gave him an acute understanding of the cashflow challenges faced by UK SMEs — insight that directly shaped his decision to co-found multifi.

Harvey co-founded multifi and serves as its CFO and Co-Founder, responsible for financial stability, risk management, and data-driven lending decisions. The company offers UK SMEs a flexible, unsecured revolving credit facility of up to £250,000 with fixed rates, no personal guarantees, and fast drawdown — removing the traditional barriers that leave small businesses without the working capital they need to grow.

Launched in 2023, multifi secured £10 million in initial loan capital from Fasanara Capital and has since grown into a multi-award-winning lender, taking home London Chamber of Commerce Gold and the Alternative Lending Provider of the Year award at the Credit and Collections Industry Awards 2024. The company has lent over £150 million to UK businesses through its proprietary platform.