Fastcheck

Fastcheck is a UK financial technology company building an automated pre-qualification and finance brokering platform for the automotive industry. Founded by Amar Rana and based in Birmingham, the company has developed a real-time platform that streamlines the process of arranging vehicle finance at the point of sale — enabling car dealers and automotive finance brokers to match customers with appropriate finance products from a panel of lenders more quickly and with less administrative effort than the predominantly manual process currently used in the market.

Vehicle finance is one of the UK's largest consumer credit markets. The majority of new and used cars in the UK are purchased using personal contract purchase, hire purchase, or personal contract hire arrangements, with finance typically arranged either by the dealer's in-house team or by specialist automotive finance brokers. The current process requires submitting applications to multiple lenders, manually tracking statuses across separate portals, and managing the documentation required for each lender's compliance process — a workflow that is time-consuming, error-prone, and adds friction to what should be a streamlined transaction.

Fastcheck's platform automates the key steps in this process. Its real-time pre-qualification engine delivers live, soft-search finance quotes that update dynamically with customer inputs, enabling buyers to understand their eligibility and repayment options without hard credit searches that affect their credit score. For dealers and brokers, the platform submits applications to multiple lenders simultaneously, compares responses, and presents the most suitable options in a consolidated view. Downstream compliance verification, document collection, and administrative steps are also automated, reducing the time and cost of processing each finance transaction.

The company previously operated under the CrediCar brand and has been recognised with multiple industry awards for its compliance architecture and AI-powered decisioning technology. Fastcheck raised £1.3 million to develop its platform, build lender integrations, and establish commercial distribution partnerships with dealer groups and finance brokers. It has subsequently announced strategic partnerships with Codeweavers and Cox Automotive, expanding its reach across the UK automotive retail market.