Nina Mohanty

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Nina Mohanty is the co-founder and CEO of Bloom Money, a UK fintech building financial services for immigrant and diaspora communities. She founded the company in 2021 after spending a decade inside large fintechs and concluding that mainstream finance had been building the same product for the same demographic, leaving immigrants — who form a significant share of the UK's working population — under-served.

Mohanty was born in Silicon Valley to Indian and Taiwanese parents and moved to the UK to study an MSc in Management at LSE. She built her early fintech career at Mastercard, Bud, Klarna and Starling Bank, working across digital payments and growth roles. From 2019 to 2022 she co-hosted Breaking Banks Fintech, one of the largest podcasts in the sector, before leaving Klarna to validate Bloom Money through 96 one-on-one interviews across 40 nationalities — talking to bus drivers, cleaners and members of community Facebook groups about how they actually managed their money.

Bloom Money has raised over $2 million across pre-seed and seed rounds and counts more than 13,000 UK customers. The flagship product, Bloom Circles, is a digital take on rotating savings and credit associations (ROSCAs) — a centuries-old community-based savings format used widely across diaspora communities. The app was named Apple's App of the Day in April 2025. Mohanty has been recognised on the Forbes 30 Under 30 list for finance.