Tangible

Tangible is a London-based fintech company building the financial infrastructure that lets hardtech companies — spanning energy, transport, robotics, advanced manufacturing, and compute infrastructure — access scalable structured debt financing alongside equity. The company's AI-powered platform, supported by a team of structured finance experts, standardises the data, documentation, and ongoing reporting that institutional lenders require to underwrite asset-backed debt, reducing underwriting time for lenders and enabling founders to run structured facilities without building an in-house finance function from scratch.

Capital-intensive hardtech companies face a structural financing problem: VC models are poorly suited to asset-heavy businesses, yet most early-stage hardware companies cannot access institutional debt without first meeting documentation and reporting standards that require significant time and expertise to build. The result is that founders routinely fund capital expenditure with expensive equity. Tangible bridges this gap by automating diligence, collaboration, and reporting workflows, creating repeatable processes that can scale alongside the business.

Tangible works with a broad range of lenders — from private credit funds and hedge funds to equipment financiers and traditional banks — and has 28 banks on its platform alongside a growing number of private debt providers. The platform is feedstock-agnostic and can be applied to any asset-backed financing structure across sectors including batteries, solar, robotics, and data centre infrastructure.

The company was formerly known as Twist before rebranding as Tangible in early 2025. It raised £4 million in late 2024 and a further £3 million seed round in February 2026 led by Pale Blue Dot, bringing total capital raised to approximately $8 million including grants. The seed funding will be used to grow the team and deepen automation across collaboration, diligence, and reporting workflows to lower transaction costs and shorten time-to-close.