Areeb Siddiqui

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Areeb Siddiqui is the founder and CEO of Kestrl, the London-based Islamic fintech building budgeting, saving and investing tools for Muslims who don't want to compromise on their religious beliefs to manage their money. The company also licences its personal financial management software to banks, including a partnership with Bank Islam to support Malaysia's digital banking rollout.
Areeb founded Kestrl in 2019 with fellow Cambridge MBA Daeng Termizi, after a survey of 1,000 UK Muslims for an MBA project found that 90% wanted Sharia-compliant financial services but more than 75% used none — citing the limited, expensive and digitally-poor offering from existing Islamic banks. Kestrl became the first UK Islamic fintech to plug into open banking, pivoting from an early concept of a "Monzo for Muslims" debit card into a budgeting and investment marketplace.
Before Kestrl, Areeb worked in financial services consulting at PwC, Alpha FMC and Deloitte after graduating from UCL with a degree in Physics. He completed his MBA at the University of Cambridge Judge Business School. Kestrl has raised funding from angel investors and Islamic finance figures including Sultan Choudhury, the former CEO of Al Rayan Bank.





